Need Financing?
* Note : Banks (and most other sellers these days) require that all offers submitted to them include either :
A) a "Proof of Funds” such as a bank or stock statement - for buyers paying all cash,
-OR-
B) a "Mortgage Pre-Approval Letter"- for buyers who will be getting a loan/mortgage to buy a property.
Please complete the form below ONLY if you wish to apply for financing (a mortgage loan) to buy a home -OR - if you are already approved for a loan, but would like to compare interest rates and down payment requirements, to make sure you're getting the best loan available.
* You do not need this form if you are either paying all cash - or are already working with a mortgage lender.
My company does not provide financing, nor is it affiliated with any lenders or mortgage brokers. However, I am happy to forward your application to one or two local lenders/brokers that have given good service to some of my past clients. I would also encourage you to check with at least one other lending source (such as your local bank or credit union) as well, just to compare interest rates, closing costs and any other requirements.
One of the questions below asks, "Are you a United States (or Canadian) citizen?" I ask this because ever since the real estate market dropped a few years back, only certain lenders have loan programs for non U.S. citizens (foreign nationals) and I want to make sure I send your application to the proper lenders. Recently, Canadians seem to accepted by many more lenders with the same or similar terms as given to U.S. residents as far as down payment requirements. Oustide of the U.S. and Canada, expect to need a minimum of about 30-40% down payment.
* If two or more people will be applying for financing, please submit a seperate form for each.
I hate spam as much as you do. Your information will never be sold, and only shared with the mortgage brokers/lenders mentioned above for the purpose of obtaining a loan.